Personal / Loans / Home Equity

Home Equity

You deserve to get something back for all those timely mortgage payments you've made on your home. Use that equity as collateral to secure affordable financing for all kinds of needs, like getting out of debt. You can expect competitive rates that work with your budget and local decision-making that will get you an answer fast.

Features & Benefits

Competitive rates for several short-term or one-time needs:
- Major life events
- Home remodel projects
- Debt consolidation
- And much more!
The existing equity in your home is used as collateral backing
Accommodating repayment terms that work uniquely for you
The interest paid might be tax deductible*
Local decision-making and processing right here in Kennett
Attentive, friendly service from start to finish

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*Consult a tax advisor.

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Home Equity Line of Credit (HELOC)

When you have ongoing needs, like renovating your kitchen, a line of credit is the way to go. Like a home equity loan, a HELOC uses your home’s value to secure flexible financing at an affordable rate. As a revolving credit line, you’ll always have access to withdraw available funds whenever you need them.

Features & Benefits:

Competitive rates for several ongoing or seasonal needs:
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more!
The existing equity in your home is used as collateral backing
Accommodating repayment terms that work uniquely for you
Funds available anytime without reapplying; apply once, then use repeatedly thereafter
Revolving credit – as principal is repaid, more becomes available for use
Funds easily dispersed to a specified KTB checking account or by paper check
The interest paid may be tax deductible*
Set up automatic payments to be deducted from your account monthly
Local decision-making and processing right here in Kennett
Attentive, friendly service from start to finish